Decentralized Identity on XRPL
Native DIDs and Verifiable Credentials for Ripple ecosystem partners
XRPL-native KYC & DID verification with cryptographic ownership and W3C standards compliance
XRP Passport App coming to:
Developed as part of XRPL Grant Wave 6
Officially supported by the XRP Ledger Foundation
XRP Passport has been selected and funded through the competitive XRPL Grant Wave 6 program, ensuring enterprise-grade development standards and official ecosystem backing for trusted decentralized identity solutions.
Powered by the XRPL Ecosystem
Built on enterprise-grade infrastructure trusted by leading financial institutions

What It Is
DID Format
Native XRPL format:
did:xrpl:network:accountXRPL Anchoring
DID credentials are securely anchored on the XRP Ledger for immutable verification.
Client-Side Keys
Native client-side key generation and verification ensures users maintain full control.
Why XRPL-Native
Cryptographic Ownership
True self-sovereign identity with cryptographic proof of ownership backed by XRPL security.
Interoperable Standards
Full W3C DID/VC compliance ensuring seamless interoperability across platforms and services.
Auditability & Revocation
Complete transparency with XRPL-based audit trails and instant credential revocation capabilities.
Optional Traditional KYC
Note: Sumsub integration available when regulatory compliance requires traditional KYC processes, but the default approach is XRPL-native verification.
Enhanced Capabilities
DID Lifecycle
Complete lifecycle management from creation to revocation with XRPL integration.
Credential Issuance
Secure credential issuance and anchoring directly on the XRP Ledger.
Presentation & Verification
Streamlined credential presentation and cryptographic verification processes.
Account Insights
Comprehensive admin logs and account insights for compliance and monitoring.
Example Use Case — Santander
Verified Banking Identity
DID Creation
Customer initiates identity creation with XRPL-native DID generation and key pair establishment.
Identity Proofing
Native XRPL verification with optional KYC bridge integration for regulatory compliance when required.
Credential Issuance
Santander issues verifiable credentials anchored on XRPL, creating immutable banking identity proof.
Cross-Partner Verification
Seamless authentication across RippleNet partners without re-sharing sensitive banking information.
Lifecycle Management
Ongoing credential management including reissuance, updates, and revocation as needed.
Outcome Benefits
Reduced KYC Friction
Portable Identity
XRPL Audit Trail
Architecture Snapshot
XRPL
Anchors & Ledger
IPFS
Distributed Storage
Client App
Key Management
Issuer/Verifier
Credential Flow
Integration Options
Issuer Mode
Issue verifiable credentials with XRPL anchoring, supporting various credential types and automated workflows.
Verifier Mode
Verify credentials cryptographically with XRPL validation, ensuring authenticity and preventing fraud.
Policy Hooks
Customize business logic with flexible policy hooks for compliance, governance, and workflow automation.
Roadmap
Selective Disclosure
Advanced selective disclosure protocols allowing users to share only specific credential attributes when needed.
ZK Proofs
Zero-knowledge proof integration for enhanced privacy and verification without revealing underlying data.
Batch Issuance
Efficient batch credential issuance capabilities for enterprise-scale deployments and high-volume use cases.
Ready to Build with XRP Passport?
Join the future of decentralized identity on XRPL. Start integrating native DIDs and verifiable credentials today.
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